No matter what level of idealists we are, but money matters have the potential to destroy the best of the relationships. If not addressed timely, these money issues become the reason behind dissolving most of the marriages. You need to notice and tackle the money matters right from the beginning. If not handled timely, they can become a huge problem in your relationship.
Especially when both of the partners are working, they have to bear the money related stress and issues equally. A little imbalance can crumble down this institution called marriage. So here are few commandments you need to follow to control money matters in your marriage more wisely.
Also Read: Indulge In The Habit Of Saving- Here’s How!!
1. Set Your Goals
You need to be practical in your relationship. Set your financial goals right from the day 1. If you know your partner pretty well before the marriage, then you can talk to him about this beforehand. Discuss your income and how you would like to spend them. If you both have contradicting spending habits, be patient and try to figure it out where you both can save your expenses.
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2. Before Buying Major Things, Consult Your Husband/Wife
Never make this blunder of buying major things for your home without consulting your partner. This will make him inferior to you. If you’re making a major decision of purchasing a refrigerator or a car, then discuss it with your partner and plan the expenses. If you will do all the expenses alone, this will cause conflicts in your marriage.
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3. Saving is Essential
Some couples believe in living the life one day at a time. But this Y-O-L-O funda works only in Karan Johar’s movies. If you’re planning to have a baby, going on without some savings is a lunacy. You never know what tomorrow brings you. You should think positive but should always be prepared for the future. Take up some good savings scheme and discuss with your partner about it.
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Also Read: 7 Ways Housewives Can Earn Money Without Leaving Their House!
4. Don’t Lose Your Cool During the Crisis
If god forbid, you face any financial crisis in life, remember, shouting on each other won’t help. And neither will blame game. Act like a mature person and discuss what needs to be done next to improve your condition. Come up with ideas to resolve your financial issues.
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5. Be Open to Each Other About Your Debts or Loans
You must be utterly open to your life partner about the money matters. Do not hide such things. You should update your partner about everything to avoid any misunderstanding. Plus, your partner will be the one who will come up for you. So it is important for him/her to know about your whereabouts.
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6. Maintain Your Personal Savings
You trust your partner. This is a good sign. But as important it is to maintain your individuality in a relationship, it is very important to prepare your individual safety net.
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Money problems are common to occur in the marriages. But you need to sort them out calmly before the situation is out of your hands.
Also Read: 7 Things Every Couple Should Do To Make Their Marriage Blissful